Loan Costs

Write a 2-3 page paper.  In your paper include:

• An explanation of your understanding of what loans really cost to consumers, and
• How you feel about adjustable rate mortgages (ARMs) and borrowing practices
• Please include information and topics from the chapter readings to justify your explanation and reasoning
• 900 words

Include a title page and 3-5 references. Only one reference may be from the internet (not Wikipedia). APA style  with  citations. double spaced  12 font times roman.